Credits: the three pools and the order they are spent
Your balance is made of up to three different kinds of credit, and they are not spent in the order you might expect. This explains all three.
Updated August 1, 2026
What a credit is
A credit is the unit every API call costs. Simple tools cost 1; tools that do real network or compute work cost more. Each tool's page and the API reference state its exact cost, and the cost is charged per successful call.
The three pools
Your workspace can hold credits in three places at once. They spend identically — the difference is where they came from, when they expire, and the order they are used.
1. Monthly allowance
Comes with a subscription. It refreshes at the start of every billing cycle and does not roll over — an unused allowance is gone when the cycle turns. That is what a plan is: a monthly quantity at a monthly price.
2. Carried credits
Created when you change plan mid-cycle. Whatever is left of your old allowance is carried across so that changing plan does not destroy value you already paid for.
Carried credits keep the original expiry date — the date your old plan's cycle would have ended, not your new one's.
3. Purchased credits
Bought as a credit pack. No subscription needed, and they are yours: they last twelve months from purchase and are unaffected by plan changes.
The spend order
carried credits → monthly allowance → purchased credits
This is not arbitrary. It is soonest-to-expire first. Carried credits die first, so they are spent first; purchased credits last the longest, so they are kept for last.
The effect is that you cannot lose credits to expiry while newer ones are being spent — which is exactly what would happen under the obvious ordering.
Why the balance is shown split
The Top up credits page shows the pools separately, with when each is spent and when each expires. One combined number hid the fact that carried credits are used first, which made a plan change look like it had quietly demoted your credits to the back of the queue.
What happens when credits run out
A call that cannot be paid for is refused with a clear error rather than silently failing or running up a debt. Turn on auto-refill if you would rather top up automatically than be interrupted.
Related
Expiry, auto-refill and transfers
When credits expire, how auto-refill decides to charge your card, why discounts do not apply to it, and how to move credits between your workspaces.
Scheduled automation
Run a tool, a model, or both on a schedule — and have the result emailed, POSTed to your server, or saved.
AI tools: what they are and how they differ
A handful of our tools call an AI model instead of running in your browser. That changes three things: where your data goes, what a call costs, and whether you need an account.
How plans work
What a subscription includes, how it differs from buying credits, and what happens at renewal, on a failed payment and on cancellation.