Paying yearly: what changes and what doesn't
A yearly plan is the same plan on a longer billing term — charged once, at a discount. Your credit allowance still refreshes every month. Here is exactly what you get, and how to switch either way.
Updated August 28, 2026
Every plan can be paid monthly or a year at a time. The yearly option is discounted, and it is the same plan either way — same credits, same rate limit, same API keys, same seats.
The only thing that changes is when you are charged.
What you get for a year
You are charged once, and your credit allowance refreshes every month, twelve times.
You do not receive a year of credits in one lump to spend at any pace. This is the single most common misunderstanding about annual plans, so it is worth being blunt about it:
| Monthly plan | Yearly plan | |
|---|---|---|
| Charged | every month | once, for the year |
| Price | full | discounted |
| Credits arrive | monthly | monthly |
| Unused credits | lapse each month | lapse each month |
| Renews | every month | after twelve months |
A yearly plan is a discount for committing, not a bulk credit purchase. If what you want is a large pool of credits to draw down at your own pace, that is what credit packs are for — those are yours for twelve months from purchase and do not reset.
Why the allowance still resets monthly
Plan credits are metered capacity, not stored goods. Pacing them monthly is what keeps the price low: you are paying for a steady rate of use, not for a year of unlimited burst. It also means an unused quiet month never becomes a surprise bill.
Switching to yearly
Pick the plan on the Yearly tab and confirm. It takes effect immediately:
- you are charged for the year today;
- your renewal date moves to twelve months from today;
- whatever was left of your current month's allowance is carried over at its original expiry and spent first, so nothing you already paid for is lost.
You do not need to cancel first, and you do not lose your current plan's remaining credits.
Switching back to monthly
Choose the monthly option and it is scheduled for the end of the year you paid for. You keep the yearly plan, and its monthly allowance, right up to that date — then monthly billing begins. Nothing is charged when you schedule it, and you can undo it any time before it takes effect.
This is deliberate: you paid for a year, so you get the year.
Changing tier during a year
Moving to a bigger plan works at any point in the year and takes effect immediately. You are charged only the difference for the rest of your year — the unused part of what you already paid is credited against the new plan — and your renewal date does not move. You are never asked to pay twice for time you have already bought.
Moving to a smaller plan is scheduled for the end of the year you have already paid for.
Refunds — read this before choosing yearly
Within 14 days, a yearly payment is refundable in full if you have made little or no use of the credits.
After 14 days a yearly term is not refundable, in whole or in part. The yearly price is discounted because it is a twelve-month commitment, and the discount is what you get in exchange for it — so the year runs to the end.
If you are not sure you want twelve months, take the monthly plan. It costs more per month and you can stop it at any renewal. You can move up to yearly later at any time, and nothing is lost when you do.
See the Refund Policy for the full detail.
Related
How plans work
What a subscription actually buys: two allowances, a rate limit, keys and seats — and what happens when one lapses.
Changing plan: upgrades, downgrades and your billing date
Upgrades take effect now and are charged now; downgrades take effect at your next renewal. Both keep the credits you already paid for. Here is exactly what happens to your money.
Invoices, receipts and refunds
Where to find your invoices, what the billing history shows, how refunds affect credits you have already spent, and how tax is handled.
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